When your debt is out of hand and it’s no longer sustainable to pay what you owe, it makes sense to talk to a bankruptcy attorney. If you want to meet with a bankruptcy attorney, you should know what to expect. Bankruptcy attorneys don’t encourage everyone to go into...
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Bankruptcy
What is the difference between Chapter 7 and 13?
The two main types of bankruptcy used by consumers are Chapter 7 and Chapter 13. There are advantages and disadvantages to both, and it is also true that not everyone would qualify for both types. As such, it's important to know what the differences are and which one...
What will happen at the meeting of the creditors?
People file for Chapter 7 bankruptcy when they cannot pay their overwhelming debt. All debtors who file for bankruptcy under this chapter must attend a meeting of the creditors. In the meeting, the debtor will talk about their due payments and learn about bankruptcy’s...
Elderly bankruptcy: Going through bankruptcy at 60+
When you’re nearing retirement or are already in retirement, you may be focused on getting your finances in order to live more comfortably on a defined and structured income. Many people go into retirement with a decreased income and live on Social Security, their...
Most middle-class households are only a few weeks from bankruptcy
Quite a few people think of bankruptcy as an extreme or emergency solution used by irresponsible people. They don't imagine that they will ever have any reason to file bankruptcy themselves. People often think that bankruptcy is only necessary for those who live a...